Original Article by Tim Houghten, Edited by Lori Peebles

Aztec Financial is not your average lender, far too many lenders attempt to pass themselves off as offering hard money or investor-friendly loans, yet they don’t understand the needs of property rehabbers. Since 1987, the California-based Aztec has not only offered real estate investors a lineup of attractive programs, but it has designed multiple, flexible and unique finance options just for them.

Currently, Aztec Financial is unleashing new programs with low or no money-down options; they also have a no-payment plan that can provide maximum leverage for more sophisticated rehabbers.

Founder Joel Hoffman explains, “We have a new joint-venture type loan program as well and we even do second mortgages for creative investors. If the equity is there, we may be able to include 100% of the purchase price, and rehab funds.”

He adds, “If you prefer to use your own rehab funds, then Aztec can do the loan based on between 80% to 90% of the purchase price.”


Aztec Financial doesn’t just offer great loan programs, but hyper-efficiency too. Hoffman says one of the reasons he believes the firm has survived and thrived during many turbulent real estate cycles.

Investors can be confident in trying this lender out because there are no upfront appraisal or broker fees. Borrowers can also expect approvals in just 24 hours, with closings possible in as little as three days. There is no waiting and hoping, or gambling precious working capital; investors get approvals fast, and close fast too.


Aztec Financial is a direct California lender. That means none of the stress that comes with brokers. Hoffman says this offers great flexibility and the ability to make deals work, with common sense underwriting. Approvals and funding are fast, and borrowers can work with the firm to structure terms that work for their strategy and model, while securing the optimal rates.

In addition to funding fix and flip loans, Aztec also funds commercial and business purpose loans on 1 to 4-unit family properties, multiple residential apartment buildings and commercial real estate. Whether you need money to purchase an investment property or simply need to pull cash out on one of your properties, Aztec can help investors close more deals.

Being a local lender, investors may find that the firm’s creative finance solutions and knowledge of the local market could result in better rates, higher LTVs, more flexibility, and more ease in wielding financial leverage.

Learn About Aztec Financial Below:

In 2017, Aztec Financial unleashed a strong lineup of new loan programs and progressive terms that leave investors no excuses for not getting their deals done. HOT LOAN PRODUCTS & TRUE HARD MONEY

Aztec Financial ’s current loan product lineup includes:

• True hard money loans fast…without the red tape
• Up to 100% LTV fix-and-flip loans
• 2nd mortgages (Case by Case)
• True stated income loans
• New construction loans
• Spec home loans
• Pull cash out to buy more property or for any type of business purpose

Investors can find out more about loans online at www.AztecFinancial.net, though Joel Hoffman encourages those interested in funding to pick up the phone, call 818.848.8960. Find out just how much better funding with Aztec Financial can be.